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No marketing spin. Just great service with a mortgage that works for you.

We’re ready when you are. Call Derek at (902) 877-1552

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Why deal with a mortgage broker?

Mortgage brokers represent you, the customer, not the lender. Because they are not employees of a lending institution, brokers are not limited in the product they can offer you. Brokers seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Funds.

Fixed vs. Variable Mortgage

Variable rate and fixed rate mortgages both have their advantages. Historically speaking, homeowners tend to pay lower rates with variable mortgages, but these mortgages are also vulnerable to fluctuations because they’re tied to the Bank of Canada’s prime rate (which is announced eight times per year). Fixed rates, on the other hand, are typically higher than variable rates, but their rate is consistent throughout the term of the mortgage.

Client Testimonials

"My fiancé and I used Derek MacIsaac as our broker to help us get financing for our first home purchase. Derek was very informative, got the job done efficiently and not to mention he was extremely fast at getting back to any questions we had, at any hour of the day. He helped make this process run as smoothly and stress free as it could. I would highly recommend Derek to anyone!""

Evelyn & David

"Derek's friendly professional manner eased the stress of our home purchase. His detailed explanations during application, seemingly constant availability for questions and sense of humour made our home buying experience a pleasure. I would not hesitate to recommend Mr. MacIsaac for your mortgage needs.

– Ann MacKinnon and Philip Rice, Sydney, NS

"Derek and the whole Viewpoint team have been instrumental in helping us through our first home purchase. Derek made sure we got a great rate on our mortgage, while taking the time to explain all of the options and paperwork as we went through the process. We would highly recommend the team at Viewpoint to anyone looking to purchase a property!"

– Matt Joy and Val

"Derek is the true definition of what a Mortgage Broker should be. He has extensive knowledge an experience in nearly all areas related to property and financial areas related to real estate, from septic system advice, to windows, to financing and everything in between, he has you covered! Derek will go above and beyond to ensure your needs are met as a customer and a person and ensure that all parties involved in what is a complex transaction, selling/buying a home, are working in your best interests."

– Philip Patey

"We have worked with Derek twice now. We would highly recommend his services. He is extremely attentive, personable and helpful. He makes the very stressful experience of buying a home much less stressful! We were really satisfied with the whole experience."

– Erica Gee Smith

"Our previous broker was a total nightmare. It was down to the wire with only a couple days left before closing and we had lost all faith in our broker to complete our mortgage. Last minute, a co-worker referred Derek. He was amazing right from the start. Working with his contacts and other professionals, Derek worked magic and in less than three business days, he was able to submit our application, get approval and funds all transferred to our lawyers for the day of close. All along the way he sent updates of where the process was so we were completely at ease and confident that he would get the job done. He even followed up after the close. We couldn't be happier."

– Alice Gagne